Ružomberok is in central Slovakia, 50 km north of Banska Bystrica with
30.000 inhabitants. It was founded at the beginning of the 14th century
by German immigrants as a miners' settlement and was given its privileges
as a mining town in 1339.
At the Ružomberok website
description, images and laws on Ružomberok's emblems:
a) erb mesta (Coat of Arms)
b) vlajka mesta (flag)
c) pecat mesta (seal)
d) štandarda primátora (mayor's flag)
The text is in Slovakian, which I cannot translate.
Jarig Bakker, 25 Apr 2000